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How to go on a Valentine’s date when you’re deep in debt

If you’re struggling to afford basic necessities, you may be scratching your head wondering how to spend Valentine’s Day this year without making your financial situation worse.

Here are a few ways you can go on a cheap date that will still be special.

Make a meal yourself

Most of the time, it’s cheaper to make a meal than to go out to dinner. Look into preparing a frugal Valentine’s Day meal for your date at your place.

Dress up

Even if you’re spending the evening together at your place, dressing up will show your date that you’re making an effort to make the evening nice.

If you don’t have an iron, a trick to get your clothes wrinkle-free is to let the steam of your shower straighten them out while they are hung up.

Bring flowers

If you can’t afford to buy flowers for your date, visit a local public park and look to pick some wild flowers. You can even make up your own flowers out of paper. If you can afford just one rose, go for the rose petals on the table for decoration.

Any of these gestures will help the evening feel more like a date.

Create a memorable experience

Ok, we’ve all gone to the movies on a date. This can be expensive and ultimately unmemorable. Instead, think of an experience you and your date can have that you’ll be able to look back on fondly.

You could design a scavenger hunt for your date to solve. However, you’ll need a gift at the end, such as a handmade card, candy or massage oil you’ve made. Other inexpensive new experiences could be visiting a national park or farmer’s markets.

Ignore stereotypes

Avoid falling in with classic Valentine’s Day stereotypes, like going out to an expensive dinner or buying a big stuffed bear. Valentine’s Day is all about doing something for the person you care about to show them your affection and make them happy!

Get finances back on track

Stress can put you in a permanently bad mood, making it difficult to show affection or plan fun dates. If your finances are overwhelming you to this point, consider speaking with an attorney about whether filing for bankruptcy is a good option for you.

Bankruptcy can stop collector efforts, wage garnishment, foreclosure and more so that you can get your finances on track and focus on what really matters.

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