If you’re struggling to afford basic necessities, you may be scratching your head wondering how to spend Valentine’s Day this year without making your financial situation worse.
Here are a few ways you can go on a cheap date that will still be special.
Millennials, Generation Xers and Baby Boomers alike are plagued with debt, as monetary success continues to mount on the procurement of higher education degrees. In fact, the total student loan debt in the United States is 1.48 trillion dollars.
If paying student loans has become more than you can handle, bankruptcy may be a viable option for wiping the slate clean. However, you'll have to fit eligibility requirements under Indiana’s interpretation of the Brunner test.
Bankruptcy has an undeserved bad reputation. Some consider it the worst financial result for an individual. Something to avoid at all costs.
Unfortunately, this reputation means many people who could benefit from bankruptcy won't even consider it.
Filing for bankruptcy can help you get back on track, but it can also be a little confusing to know how to go about it.
Many people file for chapter 7 or chapter 13 bankruptcy, because both chapters can immediately prevent creditor’s collection efforts and wage garnishment.
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Adelsperger & Kleven, LLP
111 W. Wayne St.
Fort Wayne,
IN
46802
Phone:
260-918-0595
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